Ten Financial Green Wise Tips

Want to be Green friendly make some Green. Here are ten helpful tips

1. Enroll in estatements & help the environment! Take a minute to sign up for estatements and save the trees. Easily view, download and print your statements 24/7 via secure Online & Mobile Banking.
2. Creating a budget? Start by reviewing all incomes & expenses over the past 2-3 months to better understand your financial habits. Easily view, download and print your past account statements with Online & Mobile Banking.
3. Build your Emergency Fund with Payroll Deduction. Automatically transfer a dollar amount you choose from each paycheck directly into your Emergency Fund. Set it, forget it & watch your balance grow on autopilot.
4. Rebuild Your Credit with a Secured Credit Card. It works like a normal credit card but you put money aside with the credit union to prevent overspending. It’s a great tool to help you learn to manage credit card spending & debt.
5. Spending Tip: Make financial decisions based on hours worked. For example, if, after taxes, you make $15 per hour and you’re considering $90 shoes, are those shoes worth working an additional 6 hours?
6. Grocery delivery services are convenient, but the extra costs can add up. Look for free grocery pick-up options. You’re still getting the convenience of not having to go into the store, but you save on delivery service fees.
7. If you’re paid on a bi-monthly schedule, there may be a couple months each year where you receive three paychecks. Put a portion of each of these paychecks towards your current debt to help you pay off your loans quicker.
8. Looking to renovate your home? Make sure all the companies you are using for the renovation are properly licensed and insured within the state you live. This could save you a lot of money and stress in the long run.
9. Savings Tip: The cost of buying cases of water for your home can really add up. Not to mention the amount of plastic waste it produces. Check out local water delivery service options to save money and the planet.
10. Looking to declutter your home? Many neighborhoods now have online “swap & shop” sites. These websites are perfect to sell any unused items, clothes or baby toys. This is a great way to earn a little extra cash!

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