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Welcome to Small Business Services

Small Business Services 

Small businesses are the lifeblood of American communities and of our national economy. Along with critical goods and services, they bring energy and distinctiveness to rural Main Streets and urban commercial corridors. They create jobs for local people; small businesses employ nearly half the country’s private workforce. And for proprietors, launching and growing a small business can be a vital onramp to family wealth building.

At Financial Access, we focus on bolstering entrepreneurs whose lack of access to capital and services reflects deep, longstanding structural inequities—businesses owned and operated by people of color, women, immigrants, and veterans, and those located in low-wealth, underserved places. FAFCU empowers small businesses.

We do this by providing loans to business owners, access capital, tools to improve credit, and even secure affordable technical support through our community partners. Our loans range from $30,000 to $1M based on a credit score of 650 or better and your ability to pay. Credit is not good enough? Let us help you get there. We have a Financial Resource Center with tools and services to help you improve your financial situation. In no time you will be able to get your small business up and running. 

Welcome to Small Business Access to Capital Program. Please click on the button below to complete the Small Business Profile/Referral Form and if you are interested in opening a business account click on the Business Account tab above.  Someone will be in contact with you within two business days. We look forward to helping your business grow.

Referral Form


Business Products

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Business Checking

  • Free Business Debit Card
  • Free 1st order of checks up to $50
  • Free Online Banking with Bill Pay
  • Free Mobile Banking
  • Free eStatements
  • Fee Free ATMs
  • Free Notary Service
  • Remote Deposit services are available
  • Night Depository Services
  • $9.95 monthly (waived if daily balance is $3000 or more)

Business Savings

  • $30 opening deposit
  • Free Online Banking 
  • Free Mobile Banking
  • Free Monthly eStatement
  • Free access to 50,000 CO-OP ATMs
  • Night Depository Services
  • Free Notary Services
  • $5.00 monthly (waived if a business checking account opened)


Apply for a Business Account

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We are excited about the prospect of working with you! Financial Access Federal Credit Union has been servicing members and changing financial needs since 1958! We're owned and operated by our members, so our earnings are returned to you in the form of higher dividends, lower rates, lower service fees, and more convenient services. 

When you choose Financial Access Federal Credit Union to service your business needs, you'll experience a friendly, casual environment that combines the security you expect and the variety of products and services you need to help your business grow. 

To get started, let’s gather some business information to determine your eligibility. Click the button below to complete the business questionnaire. You will be contacted by the FAFCU Business Development Officer to complete the business account opening process if you are eligible.

Business Questionnaire

Technical Support

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Technical assistance resources for small business startups and growing businesses. Our community partners offer small business services and mentoring to guide companies through the steps of business planning, budgeting, credit building, and application for small business loans. 

Meet our partners in the community to help your business grow!  

Technical Assistance Partners

FRC logo

Financial Resource Center

Our Financial Resource Center is a one-stop credit and financial improvement resource center developed by Financial Access Federal Credit Union on behalf of its membership.

Financial Access Federal Credit Union truly cares about the well-being of all our members. It starts with your finances. We believe that it is very important to monitor your financial health on a regular basis. CreditConnectNow is available to guide you through that process. Our Financial Resource Center was developed to help you gain financial freedom!

Here our members can enjoy the following benefits:

  • Access to a powerful credit building tool called CreditConnectNOW™
  • Access to your daily updated credit score, credit offers, and financial tips through the Credit Score product.
  • Access to a complete financial checkup developed exclusively for Financial Access members. This will include assistance in developing a spending plan and a comprehensive personal financial analysis.
  • Access to specialized credit improvement content including podcasts and videos developed exclusively for credit union members by the President of Financial Access Federal Credit Union.
  • Improve their understanding of credit-related matters through access to the BALANCE Financial Wellness Center.
  • Access to valuable interactive credit and financial wellness information through our Credit and Financial Blog.
  • Access to FREE financial counseling provided for all credit union members. 

Learn More

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