Financial Empowerment Program
Learn how to gain the financial stability you’ve always dreamed of having!
The Financial Empowerment Program powered by Financial Access Federal Credit Union
is a program that offers real product solutions, such as:
|Reliable Ride Auto Loan Program||Digital direct deposit capabilities|
|Below market loan rates||Credit cards|
|Debt restructuring loans||Free access to over 100,000 ATMs and more!|
We also provide financial empowerment coaches to help you to build your credit and improve your financial capacity
and break the cycle of lack of access to low-cost credit.
Financial Empowerment Coaching
We provide financial empowerment coaches to help you to
build your creditand improve yourfinancial capacity and break
the cycle of lack of access to low-cost credit.
Our Financial Coaches provide sessions
on the following financial topics:
|Money management & budgeting||Investments & future planning||Homeownership||Bankruptcy|
|Credit report review||Using credit wisely||Student Loans|
Process and Eligibility
The process to begin is simple and encompasses 4 phases.
Phase 1 – Referral
You as an employee have been referred from one of our Select
Phase 3 – Coaching
In this phase, you will meet with a Financial Empowerment Officer at Financial Access Federal Credit Union to build a financial stability plan. This will include helping you understand your credit, determine your credit eligibility, lower monthly payments, and increase credit score by restructuring existing debt.
Phase 2 - Application
In this phase you’ll complete the application intake form and
Phase 4 – Financial Stability Plan Committment
In this phase, you’ll make a committment to a financial stability plan provided by your financial coach.
To be eligible for participation, you must:
- Be employed by a participating employer and in good standing
- Committed to working hard to change and improve your financial situation
- Become a FAFCU Member
Program benefits TO YOU…
Completing this program helps you:
|To boost credit scores||To provide security to your family and legacy|
|Have accountability to a budget||Create disposable income|
|Develop positive spending habits||Increase your saving power|
|Improve your purchasing power||Perform with a higher sense of personal achievement/performance at work and more!|
How we help you stay on track:
To help you stay on track this program requires a
one-year commitment to:
|Attending webinars training|
|Meeting with your financial coach|
|Honor your financial commitments|