FAQs [FAQs Home] Do you have to be a member to apply for a loan? Yes. This answer has been viewed 6565 times. Related QuestionsHow do I get pre-approved for a loan?Will FAFCU use Credit Score to make loan decisions?By what methods can I pay on my loan at Financial Access Federal Credit Union?Is it a good idea to cosign a loan?What type of loans do you offer? Go to main navigation