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Build Credit While Saving

Fresh Start


Fresh Start Loans

Need a way to re-establish your credit? Increase your credit score? Financial AFCU can help! Our FRESH START loan is designed to help our members qualify for a secured loan no matter what the credit score!

Here's how it works! Proceeds from the loan are used as collateral. When you make regular monthly payments the history will be reported to the credit bureau. Payments made on time will help build good credit and when the loan is paid in full the funds securing the loan are immediately yours!

Build good credit and save money at the same time...what could be better!

Note: There is a $25.00 processing fee.

Application STEPS - As Easy As 1-2-3

  1. Not a Member yet? Open your membership, fund your account and return back here to submit your required documents.
  2. Submit required documents - 2 recent paystubs 
  3. Complete the Loan Application Online  (Click here for an optional worksheet to use prior to applying online)
  4. Complete two Balance Track courses ( Click here to log in. Scroll down to select the Credit Matters and Money Management Courses).

* Required Fields

In order to complete your application, the following information must be submitted.

Apple devices do not support uploading files other than images.

All document submissions are secure and protected.

Security Code:


Or contact a FAFCU Financial Services Representative at 941-748-7704 for more information


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