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We will be closed on October 11th to observe Columbus Day.

The health and safety of our members and staff continues to be our top priority. It is important that we all take seriously the ongoing risk and threat of the COVID-19 Delta Variant. We are dedicated to serving your in-person needs and the lobby will remain open however effective immediately masks will be required.

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Get The Money You Need For


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Wherever you are in your higher education,
Get the money you need for school

Whether you’re an undergraduate, graduate student, or parent,
Get money for school from Sallie Mae®

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.
- Competitive interest rates
- Multiple repayment options
- No origination fees; no prepayment penalty1

Sallie Mae Loans

Smart Option Student Loan® for Undergraduate Students

Parent Loan

Plus, a suite of graduate loans to pay for expenses included in your school's cost of attendance and designed for your specific degree

Find out which loan is right for you click here
Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for
college. Students and families should evaluate all anticipated monthly loan payments, and how much the student
expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Financial Access Federal Credit Union is not the creditor for these
loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for borrowers attending degreegranting institutions only. Smart Option Student Loan information is for undergraduate borrowers only. You must
be attending a participating school located in the U.S. or have attended one during an eligible prior enrollment
period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy
cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service
(USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who
are attending or have attended schools located outside the U.S. are also eligible. For the Dental School Loan, Law
School Loan, MBA Loan, and Medical School Loan, students must be enrolling in a graduate-level degree program
in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not
eligible. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other
eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending degree-granting institutions only. The
student is not eligible to be a borrower or cosigner and must be attending or have attended a participating school
during an eligible prior enrollment period, or be enrolled in an eligible study abroad program. The borrower,
cosigner and student must be U.S. citizens or permanent residents. The school may refund loan funds directly to
the student, and if that occurs, borrower and cosigner (if applicable) would still be responsible for repaying that
amount to Sallie Mae. Applications are subject to a requested minimum loan amount of $1,000. Current credit
and other eligibility criteria apply.

1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as
provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current


© 2018 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos
are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the
trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae
Bank, are not sponsored by or agencies of the United States of America
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