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Needing emergency cash due to the COVID-19 pandemic? Believe it or not, the home you own could help you. Apply for a line of credit up to 80% of the equity you have in your home.*

A home equity line of credit loan — also known as a HELOC — is a revolving line of credit, much like a credit card. You can borrow up to your line of credit, any time you need it - just let us know. A deposit will be made to your FAFCU’s checking account to use the funds as needed. Because a HELOC is a line of credit, you make payments only on the amount you actually borrow, not the full amount available.

If you already have a HELOC with another financial institution, consider refinancing with us. You could reduce your interest rate and monthly payments so that the repayment period becomes more affordable. Your home's value also may have increased since you took out your HELOC. If this is the case, a HELOC refinance can allow you to get more money from your home equity!


*Subject to credit approval. Contact us for the most current rate at

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