Loan Rates
| Loans | |
| Effective Date: Thursday, June 8th, 2023 | |
| Name | Annual Percentage Rates* |
| Rates and terms subject to changes at any time at the discretion of Financial Access Federal Credit Union Board of Directors. | |
| New or used auto-loan | **5.75% - 17.25% |
| New RVs | 6.50% - 16.50% |
| Used RVs | 6.50% - 16.50% |
| New Motorcycles | 6.50% - 16.50% |
| Used Motorcycles | 6.50% - 16.50% |
| New Boats | 6.50% - 16.50% |
| Used Boats | 6.50% - 16.50% |
| Personal Loan | 9.50% - 16.50% |
| Term line of credit (Term LOC- provides overdraft protection on associated checking account. Advances processed in any dollar amount available on Loc.) | 8.50% - 16.50% |
| Overdraft Protection (Provides overdraft protection on associated checking account. Advances made by overdraft only.) | 8.50% - 16.50% |
| Fresh Start (Credit Re-builder) | 8.50% - 8.50% |
| Credit Builder | 15.70% - 18.00% |
| Saving Secured Loan | 3.00% over the rate paid on the account being pledged |
| Certificate Secured Loan | 3.00% over the rate paid on the account being pledged |
| MasterCard (Regular) | 17.90% - 17.90% |
| MasterCard (Secured) | 17.90% - 17.90% |
| MasterCard Cash Advance | 19.90%-19.90% |
*Rates may vary (contact the loan department for details at information@financialaccessfcu.org) **Auto must be new or used purchased or transferred from another financial institution DISCOUNTS AVAILABLE: Subtract .25% for fully protected loans with life and | |