Get paid early!

Set up a direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!

YOUR DEPOSITS ARE FEDERALLY INSURED. We want to remind our members that your deposits at Financial Access are federally insured by up to at least $250,000 per individual depositor by National Credit Union Administration (NCUA.) Click here for NCUA's Share Insurance Estimator.

MasterCard^® Credit Card

It just makes sense to carry a MasterCard® credit card with Financial Access Federal Credit Union. You can't go wrong. We offer MasterCard® to all our qualifying members. Whether it's your first credit card or a share secured card it is sure to fit your needs and your wallet. You can shop with confidence every time you use your FAFCU MasterCard^®.

Allow FAFCU to help you establish or build your credit with a secured MasterCard^®. The FAFCU secured credit card provides you with access to a credit line, and your payment activity will be reported to the major credit bureaus. Keep your balance low relative to the credit limit for a positive impact on your credit. The FAFCU MasterCard^® is a regular credit card that provides you with a credit limit equal to the amount of the deposit. It can be used anywhere that accepts the MasterCard^® logo.

Choose the card of choice, low rate and no annual fee!

Balance Transfer Annual percentage rate as low as 7.90%* (non promotional rates)
Annual Percentage rate 13.92%
APR Cash Advances 10.95%
World wide acceptance
No Annual Fees
Free Balance Transfer Service
25 Day Grace Period on Purchases
Payments Accepted in office
Manage card thru Online Banking

Click here for loan rates

Balance Transfer (Non Promotional)

Swap your high interest credit cards and drop your rate to a low 7.9% (APR)* balance transfer. Not sure of debts to combine? Stop by our Bradenton branch or contact one of our qualified loan experts. We will be glad to assist you.

7.9% APR* good until transferred balance is paid in full
We will take care of the transfers! Just bring us your statements and we'll do the rest!

If you don't have a Financial Access FCU MasterCard®, contact us at 941-748-7704. It has never been easier to apply!

*APR = Annual Percentage Rate

Mastercard^® Prepaid Cards are issued by MetaBank^®, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Application STEPS - As Easy As 1-2-3

Not a Member yet? Open your membership, fund your account and return back here to submit your required documents.
Submit required documents - 2 recent paystubs
Complete the Loan Application Online (Click here for an optional worksheet to use prior to applying online)

* Required Fields

REQUIRED DOCUMENT SUBMISSION
In order to complete your application, the following information must be submitted.

First Name:

Last Name:

Member Number:

Last 4 Digits of SSN:

Email:

Phone:

Best Time to Contact You:

Are you interested in loan protection? :

1st Recent Pay Stub:

2nd Recent Pay Stub:

Other:

Apple devices do not support uploading files other than images.

All document submissions are secure and protected.

Security Code:

IMPORTANT NEWS ABOUT A MASTERCARD^® MANDATE:

Due to a MasterCard^® mandate, your Financial Access Federal Credit Union MasterCard^® will automatically be enrolled in the MasterCard^® Account Updater. This service will provide updates to merchants who maintain card-on-file (COF) account information to process recurring customer payments, such as subscriptions or utlity companies. These services will assist with reducing the number of declined transactions due to expired cards, lost/stolen cards, or other card-related changes not reported by the cardholder to impacted merchants.

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Lost or Stolen MasterCard®

To report your MasterCard lost or stolen, please call 941-748-7704 immediately.

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