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MasterCard® Credit Card

Mastercard Balance Transfer Promo

Balance Transfer Summer Promo: Interest Free Thru July 24, 2022!

Take a break from paying high interest and enjoy peace of mind. Transfer your credit card balances to FAFCU with a balance transfer fee of 4.0% and get an introductory 0.0% APR* on balance transfers until July 24, 2022. After the introductory period has ended, the standard APR of 7.90% for balance transfers will apply. Just fill out the online transfer form now to get started on your transfer. Deadline is 8/20/21.

Transfer Form

*APR = Annual Percentage Rate. The promotional balance transfer APR of 0.0% will be applied to balance transfers which post to your account by August 20, 2021. The online balance transfer form MUST be completed to qualify. LetterChecks/StatementChecks are not included with this promotion. There is a 4.0% balance transfer fee of the amount of each transaction. The promotional APR of 0.0% will apply to transferred balances completed online until July 24, 2022. After July 24, 2022, the standard APR of 7.90% for balance transfers will apply. FAFCU reserves the right to cancel, extend or otherwise modify promotional rates and terms at any time before a balance transfer posts. Offer open to existing and new cardholders subject to credit approval. Additional limitations, terms and conditions may apply. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


It just makes sense to carry a MasterCard® credit card with Financial Access Federal Credit Union. You can't go wrong. We offer MasterCard® to all our qualifying members.  Whether it's your first credit card or a share secured card it is sure to fit your needs and your wallet. You can shop with confidence every time you use your FAFCU MasterCard®.

Allow FAFCU to help you establish or build your credit with a secured MasterCard®. The FAFCU secured credit card provides you with access to a credit line, and your payment activity will be reported to the major credit bureaus. Keep your balance low relative to the credit limit for positive impact on your credit. Approval is not based on creditworthiness. The FAFCU MasterCard® is a regular credit card that provides you with a credit limit equal to the amount of the deposit. It can be used anywhere that accepts the MasterCard® logo.

Choose the card of choice, low rate and no annual fee!

  • Balance Transfer Annual percentage rate as low as 7.90%* (non promotional rates)
  • Annual Percentage rate 13.92%
  • APR Cash Advances 10.95%
  • World wide acceptance
  • No Annual Fees
  • Free Balance Transfer Service
  • 25 Day Grace Period on Purchases
  • Payments Accepted in office
  • E-Z Pay on line
  • Online access EZ Pay

Click here for loan rates

Balance Transfer (Non Promotional)

Swap your high interest credit cards and drop your rate to a low 7.9% (APR)* balance transfer. Not sure of debts to combine? Stop by our Bradenton branch or contact one of our qualified loan experts. We will be glad to assist you.

  • 7.9% APR* good until transferred balance is paid in full
  • We will take care of the transfers! Just bring us your statements and we'll do the rest!

If you don't have a Financial Access FCU MasterCard®, contact us at 941-748-7704. It has never been easier to apply!

*APR = Annual Percentage Rate

Balance Transfer Form

Mastercard® Prepaid Cards are issued by MetaBank®, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


Application STEPS - As Easy As 1-2-3

  1. Not a Member yet? Open your membership, fund your account and return back here to submit your required documents.
  2. Submit required documents - 2 recent paystubs
  3. Complete the Loan Application Online  (Click here for an optional worksheet to use prior to applying online)

* Required Fields

REQUIRED DOCUMENT SUBMISSION
In order to complete your application, the following information must be submitted.

Apple devices do not support uploading files other than images.

All document submissions are secure and protected.

Security Code:

  Apply Now


IMPORTANT NEWS ABOUT A MASTERCARD® MANDATE:

Due to a MasterCard® mandate, your Financial Access Federal Credit Union MasterCard® will automatically be in enrolled in the MasterCard® Account Updater. This service will provide updates to merchants who maintain card-on-file (COF) account information to process recurring customer payments, such as subscriptions or utlity companies. These services will assist with reducing the number of declined transactions due to expired cards, lost/stolen cards, or other card-related changes not reported by the cardholder to impacted merchants.

Opt-out now


Lost or Stolen MasterCard®

To report your MasterCard lost or stolen, please call 1-800-338-0566 immediately.

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