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Reliable Ride

Have Challenging Credit? Is this your first time purchasing a vehicle? 
Secure the Perfect Car Today Through Reliable Ride!

Every year, families try to buy vehicles to get to work or for use in conducting essential family business. Many are unable to do so because of debt or credit challenges resulting in high finance rates.

Reliable Ride is a no haggling, quality vehicle, and affordable financing car purchase program for individuals who may not otherwise get financing through traditional lending.

Must Complete STEPS 1, 2, 3, and 4 - 

  1. Not a Member yet? Enroll now, fund your account and return back here to submit your required documents
  2. Submit required documents (below) - Valid Driver License, 2 recent paystubs, and shared story section.
  3. Complete the Loan Application online (click here for an optional worksheet to use prior to applying online)
  4. Complete the Credit Improvement course- click here and create your login-in


  • Must be able to obtain auto insurance in order to be eligible.
  • Must have 6 months consistent employment at time of application 


* Required Fields

In order to complete your application, the following information must be submitted.

Please share with us any additional information that would help us in determining your eligibility for financing as part of this program in the space provided below. Include your personal statement. Write about how receiving a loan will make a critical difference in your life.

Apple devices do not support uploading files other than images.

All document submissions are secure and protected.

Security Code:


We have partnered with AUTOADVISORS to help you find your Reliable Ride!

Contact Member Services at as soon as you find your vechicle.

Shop Now

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